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LIC New Jeevan Anand Policy
How does LIC New Jeevan Anand Policy Works?
If you are looking for a savings plan that can also act as an investment, LIC New Jeevan Anand Policy is the one you should have a look at. This policy encourages savings and also safeguards your future at the same time. In this plan, the risk coverage continues even after the term of the policy has been completed, and the policyholder is eligible to receive death benefit as and when he dies. The designated amount will be paid to the nominee as specified in the policy documents.
What if the policyholder dies during the policy term?
The nominee would be eligible to receive the Death Benefit which comprises of Sum Assured on Death, Vested Bonus till the date of Death and any Final Additional Bonus. Sum Assured on Death will be higher of 125% of the basic sum assured or 10 times the Annual Premium paid subject to the minimum is 105% of the Total Premium paid till Death.
If the policyholder has completed the term of the policy and has paid all the premiums, he will be eligible to receive Maturity Benefit, i.e. Sum Assured (+) Bonus Amounts as received throughout the Policy (+) Final Additional Bonus (if any). Not only this, but the nominee will also receive the Sum Assured (Death Benefit) on the death of the policyholder.